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Welcome To CheckRates.com

Search Mortgage Rates - Compare Lenders & ChooseYour Next Step

Compare Personalized mortgage rates from trusted, local lenders willing to show rate options upfront. Easily search today’s rates, compare your options, and choose the lender you want to hear from

Find Your Rates

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Compare Loans

Compare Mortgage Options for Your Goals

Compare loan programs designed for home buyers, homeowners, and investors.

Home Purchase

Mortgage solutions for buying your next home.

Refinance

Lower monthly payments with refinance options

FHA Loans

Low down payment loans designed for first-time buyers.

VA Loans

Exclusive mortgage benefits for eligible veterans.

Jumbo Loans

Flexible financing for high-value properties

Home Equity

Access your home equity with flexible options

Mortgage Rates

30-Year Fixed

4.74%

15-Year Fixed

4.85%

5-Year ARM

4.03%

30-Year Fixed FHA

5.27%

30-Year Fixed VA

4.69%

30-Year Fixed Jumbo

4.69%

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Disclaimer: Rates shown are for comparison only and may change without notice. Final rates, terms, fees, and approval are determined by individual lenders based on eligibility and financial factors. CheckRates.com is not a lender.

📅Rates Updated : 14 May, 2026
Why choose us

Trusted Mortgage Solutions Made Simple

Compare lenders, secure competitive rates, and get approved faster with confidence

Compare Lenders

Compare Lenders

Explore mortgage options from multiple trusted lenders in one place.

Search by Location

Search by Location

Find mortgage programs and lenders available in your area.

Learn Before You Decide

Learn Before You Decide

Review loan programs, rates, and lender details before moving forward.

How it works

Your Mortgage Journey in 4 Simple Steps

Choose your loan goal, compare personalized mortgage options, and continue your application securely

Choose Loan Goal

Choose Loan Goal

Select whether you want to buy a home, refinance, or use home equity

Personalize Rate Search

Personalize Rate Search

Answer a few questions to see personalized mortgage options

Compare Rate Options

Compare Rate Options

Compare mortgage offers, rates, and loan types side by side

Continue to Application

Continue to Application

Choose a lender and continue your secure loan application

• Mortgage Tools

Mortgage Tools & Calculators

Explore mortgage estimates, affordability, and refinance scenarios with easy-to-use tools

Payment Calculator

Payment Calculator

Explore mortgage estimates and payment scenarios with easy-to-use financial tools

Refinance Calculator

Refinance Calculator

Compare refinance scenarios and estimated savings

Affordability Calculator

Affordability Calculator

Estimate how much home you may be able to afford

APR Calculator

APR Calculator

Review estimated APR and borrowing costs

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Resources & Insights

Mortgage Tips, News & Home
Buying Guides

Compare lenders, secure competitive rates, and get approved faster with confidence

Mortgage Rates

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